Why Should You Choose Us?
At SMSRG, we’re committed to providing personalized mortgage solutions that fit your unique needs. With years of experience, a deep understanding of the market, and a focus on transparency, we make the mortgage process straightforward and stress-free. Our dedicated team works tirelessly to secure the best rates and terms, ensuring you get the home loan that’s right for you. Choose SMSRG for reliability, trust, and a partner who truly cares about your homeownership journey.
- Purchase New House
- Apply For Loan
- Refinancing Your Home
- Capital Management
- Renovation House
- Refinance Advisor
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Best Mortgage Since 2002.
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James AudreyDirector At SMSRG
20
Years Helping Homebuyers
800
Loans Successfully Closed
56
VETERAN HOMES COMPLETED
90
% Client Satisfaction Rate
Our Core Service
At SMSRG Mortgage Consulting, we specialize in helping individuals and families navigate the mortgage process with confidence. Whether you have excellent credit or are working to rebuild, our expert guidance connects you with lending options tailored to your unique financial situation. From pre-qualification to lender referrals, we provide honest, reliable support every step of the way.
Purchase New House
Buying a new home is one of the most exciting milestones in life, and SMSRG is here to make the journey smooth and confident. We offer expert guidance and tailored mortgage options to help you secure the perfect home with ease. From application to closing, we’re by your side to simplify every step.
- Personalized mortgage plans designed for first-time and experienced buyers
- Competitive interest rates and flexible terms
- Fast pre-approval process to strengthen your buying position
- Clear explanations and support through paperwork and legal requirements
- Dedicated team to answer your questions and provide ongoing assistance
Apply For Loan
Applying for a loan with SMSRG is designed to be quick, transparent, and hassle-free. We provide expert guidance to help you choose the best loan options that fit your financial situation, with clear terms and flexible repayment plans. From start to finish, our team supports you through every step of the application and approval process to ensure you get the financing you need with confidence.
- Simple and fast loan application process
- Expert advice to find the best loan options for you
- Transparent terms with no hidden fees
- Flexible repayment plans tailored to your budget
- Support from application through loan approval and disbursement
Refinancing Your Home
Refinancing your home with SMSRG gives you the opportunity to reduce your monthly payments, lower your interest rates, or access equity for other important financial goals. Our experienced team will help you evaluate your options and guide you through a smooth refinancing process, tailored to fit your unique needs and maximize your savings.
- Lower your interest rates to save money
- Reduce monthly mortgage payments for better cash flow
- Access home equity for renovations, education, or other needs
- Customized refinancing plans based on your financial goals
- Expert support throughout the refinancing process
Capital Management
At SMSRG, our Capital Management service helps you optimize your financial resources to achieve your homeownership goals efficiently. We provide strategic advice on managing your mortgage capital, improving cash flow, and planning for future investments, ensuring you make the most of your assets with confidence and clarity.
- Strategic advice to optimize your mortgage capital
- Improve cash flow with smart financial planning
- Customized strategies to fit your investment goals
- Guidance on leveraging assets for future growth
- Ongoing support to adjust your capital plan as needed
Renovation House
Transform your current home into the space you’ve always dreamed of with SMSRG’s Renovation House service. We offer tailored financing solutions that make funding your home improvements simple and affordable. Whether it’s a small upgrade or a major remodel, our expert team guides you through the process to ensure your renovation project stays on track and within budget.
- Flexible financing options for all types of renovations
- Competitive rates tailored to renovation projects
- Simple application process with quick approvals
- Expert guidance to keep your project on budget
- Support from planning through project completion
Refinance Advisor
Our Refinance Advisor service at SMSRG provides personalized expert guidance to help you determine the best refinancing options for your unique financial situation. We analyze market trends, assess your current mortgage, and recommend strategies that can save you money, reduce your loan term, or improve your cash flow—making refinancing decisions easier and smarter.
- Personalized refinancing advice tailored to your financial goals
- Comprehensive analysis of current market rates and options
- Strategies to reduce interest rates and loan terms
- Guidance to improve cash flow and financial flexibility
- Support throughout the refinancing decision-making process
We Are Here To Help You
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Make it Your Dream
When you own your home, you shape it to reflect your life.
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Create A Place
You can grow roots and memories in your new home.
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Be A Part Of Community
Buying a home helps you invest in your neighborhood.
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Pay Principal
Gain long-term equity with every mortgage payment.
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Get Tax Benefits
Homeownership may offer valuable tax deductions.
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Build Credit
Timely payments can strengthen your credit profile.
Why Choose SMSRG Mortgage services
Among the many mortgage providers out there, SMSRG stands out for our unwavering commitment to transparency, personalized service, and expert guidance. We combine industry experience with a customer-first approach to deliver mortgage solutions that truly meet your needs. With SMSRG, you’re not just another client—you’re a valued partner on the path to your dream home.
Expert Guidance
Navigating the mortgage process can be overwhelming, but our experienced team is here to guide you every step of the way. From pre-approval to closing, we ensure you understand your options and make informed decisions.
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Competitive Rates
We work with a wide network of lenders to secure the most competitive rates for your mortgage. Our goal is to help you save money over the life of your loan without sacrificing service or quality.
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Tailored Solutions
No two borrowers are the same. That’s why we take the time to understand your unique financial situation and goals, offering customized mortgage solutions that fit your needs—not a one-size-fits-all approach.
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Fast Pre-Approvals
In today’s fast-moving real estate market, timing matters. Our streamlined pre-approval process helps you act quickly and confidently when you find the right home, giving you a strong edge with sellers.
Get a QuoteGet Mortgage Quote
Get a personalized mortgage quote quickly and easily. Simply provide a few details, and we’ll help you find the best rates and terms tailored to your needs.
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Find the Right Mortgage Officer for Your Home Journey
Whether you're buying your first home, refinancing, or investing, we're here to match you with experienced mortgage officers who understand your needs. Start your path with expert guidance and peace of mind.
JUBIN INDONA
Accountant
Sophia Rowe
Manager
ANDON WARDIN
Loan Officer
Claire Monroe
Area Manager-
What services does SMSRG Mortgage Services offer?
We provide a range of mortgage-related services including home purchase loans, mortgage refinancing, investment property financing, and mortgage consultation for first-time homebuyers and seasoned investors.
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How do I apply for a mortgage with SMSRG?
You can start your mortgage application by filling out our secure online form or contacting one of our mortgage advisors directly. We’ll guide you step-by-step through the process.
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What documents are needed to apply ?
Typically, you’ll need proof of income (pay stubs, tax returns), employment details, credit history, bank statements, and information on any existing debt or assets.
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Do you help clients with poor or limited credit?
Yes. SMSRG works with a wide range of clients, including those with less-than-perfect credit. We offer customized solutions to help you find the best mortgage option for your financial situation.
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How long does the mortgage approval process take?
The timeline can vary, but most applications are processed within 7 to 14 business days, depending on how quickly required documents are submitted.
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Can SMSRG refinance my current mortgage ?
Absolutely. We offer refinancing options that may help lower your interest rate, reduce your monthly payment, or access your home’s equity.
People Are Saying
ERIC ADAMS
HomeownersSMSRG made buying our first home a breeze. Their team was friendly, knowledgeable, and helped us secure a great mortgage rate. Highly recommend!
DONNEY JON
Enton gov inc.The refinancing process was so simple thanks to SMSRG. They explained everything clearly and helped me save hundreds on my monthly payments.
H. BURNBAUM
AssociatesI appreciated the personalized service and honest advice from SMSRG. They really cared about finding the right mortgage solution for my family.
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